But what happens to your insurance payment if you just cancel the trip. Well, it depends upon which insurance company you use.
Access America will allow you to transfer the cover, once, to another trip.
With Travelguard you'll lose the premium totally.
Travelex said it would be refunded if there were "no penalties incurred", whatever that means.
Anyone have any information about other travel insurance companies?
Looks like this is a good question to ask before buying your travel insurance.
Source: http://www.travelsnippetsandmore.com/2012/07/travel-insurance-what-happens-if-you.html
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